Financial & Investment Solutions, Inc.

<body> </head> <body text="#003366" link="#003366" vlink="#003366" alink="#003366" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=2740" target="_top"> <img src="/files/newsletters/tsr11042.gif" border="0" width="120" height="50" alt="Making Money Market Funds Work for You " vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Making Money Market Funds Work for You </strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=2891" target="_top"> <img src="/files/newsletters/tsr11075.gif" border="0" width="120" height="50" alt="Managing Cash When Interest Rates Are Low" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Managing Cash When Interest Rates Are Low</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=2932" target="_top"> <img src="/files/newsletters/tsr11086.gif" border="0" width="120" height="50" alt="When Key Players Can't Work" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>When Key Players Can't Work</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=3002" target="_top"> <img src="/files/newsletters/tsr11094.gif" border="0" width="120" height="50" alt="Federal Estate Tax Is Much Lower — For Now " vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Federal Estate Tax Is Much Lower — For Now </strong> </font> <br><br> </a> </td> </tr> </table> </td> </tr> </table> <table width="100%" border="0" height="196" cellpadding="0" cellspacing="0" align="center"> <tr> <td align="right" valign="top"> <a href="calculators.cfm" target="_top"> <img src="/graphics/5/T5C1fciconA.gif" height="76" width="86" border="0" align="top"></a></td> <td valign="top" align="left"> <a href="calculators.cfm" target="_top"> <img src="/graphics/5/T5C1fciconB.gif" alt="Calculators" width="215" height="41" border="0" align="top"></a> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=128" target="_top"> Risk Tolerance</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=133" target="_top"> Tax-Deferred Savings</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=136" target="_top"> Cost of Retirement</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm" target="_top">More Financial Calculators...</a></p></td> <td align="center" valign="middle"> <table border="0" cellpadding="0" cellspacing="0"><tr> <td width="16" height="16"><img src="/graphics/q1.gif" width="16" height="16"></td> <td height="16"background="/graphics/q2.gif"> <img src="/graphics/q2.gif" width="1" height="16"></td> <td width="24" height="16"><img src="/graphics/q3.gif" width="24" height="16"></td> </tr><tr> <td width="16" background="/graphics/q4.gif"> <img src="/graphics/q4.gif" width="16" height="1"></td> <td align="center" valign="middle"><table bgcolor="#DCDCDC" align="center" border="0" cellpadding="0" cellspacing="0"> <tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <font size="2"><strong>Market Watch</strong></font> - January 28, 2012 @ 05:34 AM<br><br> </font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$INDU" target="mondo"><font color="#000000"><strong>Dow Jones Industrials</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,660.46</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 74.17</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$COMPQ" target="mondo"><font color="#000000"><strong>Nasdaq Composite</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,816.55</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 11.27</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$SPX" target="mondo"><font color="#000000"><strong>S&P 500</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,316.33</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 2.10</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="lower"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-1"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td><td width="24" background="/graphics/q5.gif"> <img src="/graphics/q5.gif" width="24" height="1"></td> </tr><tr> <td width="16" height="24"><img src="/graphics/q6.gif" width="16" height="24"></td> <td height="24" background="/graphics/q7.gif"> <img src="/graphics/q7.gif" width="1" height="24"></td> <td width="24" height="24"><img src="/graphics/q8.gif" width="24" height="24"></td> </tr></table> </td> </tr> <tr><td align="center" colspan="3"><font color="#003366" face="Arial, Helvetica, sans-serif" size="-2"><br><FONT SIZE="6"><FONT FACE="garamond"><B><U>R</FONT></FONT><FONT SIZE="3"><FONT FACE="garamond">ecommended</FONT></FONT> <FONT SIZE="5"><FONT FACE="garamond">R</FONT></FONT><FONT SIZE="3"><FONT FACE="garamond">eading<BR></FONT></FONT></U></B>Click on the cover to order at a discount from Amazon.com<BR> <A HREF="http://www.amazon.com/exec/obidos/ASIN/0944708498/callbeforeinvest"><IMG SRC="http://images.amazon.com/images/P/0944708498.01.MZZZZZZZ.gif"border="0" alt="cover" hspace="3" vspace="3"></A><A HREF="http://www.amazon.com/exec/obidos/ASIN/0471152021/callbeforeinvest"><IMG SRC="http://images.amazon.com/images/P/0471152021.01.MZZZZZZZ.jpg"border="0" alt="cover" hspace="3" vspace="3"></A><A HREF="http://www.amazon.com/exec/obidos/ASIN/0684857243/callbeforeinvest"><IMG SRC="http://images.amazon.com/images/P/0684857243.01.MZZZZZZZ.jpeg"border="0" alt="cover" hspace="3" vspace="3"></A><A HREF="http://www.amazon.com/exec/obidos/ASIN/0471121045/callbeforeinvest"><IMG SRC= "http://images.amazon.com/images/P/0471121045.01.MZZZZZZZ.gif"</A> <BR><BR><BR><B><U><FONT FACE="garamond" SIZE="6"> S</FONT><FONT FACE="garamond" SIZE="2">EC</FONT><FONT FACE="garamond" SIZE="5"> F</FONT><FONT FACE="garamond" SIZE="2">ILINGS</FONT></B></U> <B><U><FONT FACE="garamond" SIZE="6">S</FONT><FONT FACE="garamond" SIZE="2">TOCK</FONT><FONT FACE="garamond" SIZE="5"> R</FONT><FONT SIZE="2" FACE="garamond">ESEARCH</FONT></U></B><BR><BR><a href="http://www.edgar-online.com/"><IMG SRC= "http://www.edgar-online.com/images/edgarbox.gif"></a> <A HREF="http://www.zacks.com/"><IMG SRC="http://www.isyndicate.com/images/logo.zacks.gif"></A><BR><FONT FACE-"garamond" SIZE="2"><U>Click Edgar</U> <U>Click Zacks</U></FONT><BR><BR><BR><BR><SCRIPT LANGUAGE="JavaScript" SRC="http://headlines.isyndicate.com/pages/FISI/newslines.js"></SCRIPT><BR><BR><FONT SIZE="2"></U><U>A copy of Financial & Investment Solution's ADV Form is available upon request.</U><BR> <B>This website is limited to providing you with general information about our services.<BR>Please contact us at fisi@earthlink.net or call Toll Free: 800-244-0481 for further information.</B></FONT><BR><BR>  <SCRIPT language=JavaScript src="http://counter.mycomputer.com/get_counter.html?u=fisi&c=1"> </SCRIPT> <NOSCRIPT> <a href="http://counter.mycomputer.com/"><img alt="Counter" src="http://counter.mycomputer.com/c.count?u=fisi&c=1" border=0></a> </NOSCRIPT>  <BR> </font></td></tr></table> <table width="100%" align="center" border="0" cellpadding="4" cellspacing="0"><tr><td align="center"> <div align="center"><font face="Arial, Helvetica, sans-serif"><font size="2"><br>[ <a style="text-decoration:none" href="research.cfm" target="_top">Articles</a> | <a style="text-decoration:none" href="calculators.cfm" target="_top">Calculators</a> | <a style="text-decoration:none" href="newsletters.cfm" target="_top">Newsletters</a> | <a style="text-decoration:none" href="quotes.cfm" target="mondo">Quotes</a> | <a href="https://www.emeraldsecure.com/contact_form.cfm?SSLID=1464&SN=0" onclick="javascript:infobox(this.href,'680','550'); return false;" target="_blank" style="text-decoration:none">Contact Us</a> ] </font></td></tr> <tr><td align="center"><font face="Arial, Helvetica, sans-serif" size="1"> <p style="text-align:center; font-size:12px">Securities and advisory services offered through Multi-Financial Securities Corporation, member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>. </p> <p style="text-align:center; font-size:12px">The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:</p> <p style="text-align:center; font-size:12px">We are licensed to sell Insurance Products in AZ,CA,CO,FL,IL,NC,NJ,NY,OH,PA,SC,UT.</p> <p style="text-align:center; font-size:12px">We are registered to sell Securities in AZ,CA,CO,FL,IL,NC,NJ,NY,OH,PA,SC,UT.</p> <p style="text-align:center; font-size:12px"> [ <a href="http://www.multifinancial.com/onlineprivacypolicy/" target="_blank">Online Privacy Policy</a> | <a href="http://www.multifinancial.com/importantdisclosures/" target="_blank">Important Disclosures</a> | <a href="http://www.multifinancial.com/privacypromise/" target="_blank">Privacy Promise</a> | <a href="http://www.multifinancial.com/orderrouting/" target="_blank">Order Routing Disclosure</a> ]</p> <br /><br /> </font></td></tr></table></div></body></html>